Funds

Get to know our funds

MVPkPlanSM Investment Menu

Most 401(k) plan participants are savers, not investors.  They do not want to spend time becoming investment experts, or simply have no time to do so.  With that in mind, MVPkPlanSM offers a streamlined investment solution that takes the mystery out of investment selection for participants.  

The investment menu consists of an FDIC covered Money Market Deposit Account (MMDA) and five target risk investments.  These target risk options, the SWAN Defined Risk Collective Investment Trusts* (“CITs”), serve as a "one stop shop" for investors seeking a diversified portfolio with particular emphasis on downside protection.  Furthermore, as participant’s age, they will automatically be stair-stepped to the next most conservative option—thus ensuring their investment allocation is appropriate based on their age.

The CITs utilize a unique strategy to grow and protect capital known as the Swan Defined Risk Strategy (“DRS”).  The DRS is rules-based, passive, and always hedged.  The net result of the DRS is a smoothing of returns, muted volatility, and reduced risk of large investment losses.  You can learn more about the DRS at http://swanglobalinvestments.com/investment-solutions/collective-investment-funds/.

Additional information on the CITs, including the Investor Disclosure, fees, and performance can be found here

*Alta Trust Co. serves as trustee & fiduciary of the CITs and Swan Global Investments and Gordon Asset Management, LLC serve as co-investment managers.  

Fiduciary Considerations

It is the Plan Sponsor’s duty to act prudently in selecting and monitoring plan investments.  Though we aim to make this process easy for you, we recommend that an Investment Policy Statement is completed by your Financial Advisor.  Investment Performance Reports are available online, but it is ultimately your responsibility to ensure the MVPkPlanSM investments are appropriate for your plan participants.  For those uncomfortable with this responsibility, this task can be delegated to a financial advisor.  

Financial Advisors

Whether you currently work with an advisor, or if you’d like to engage an advisor to help manage your fiduciary duties, MVPkPlanSM can accommodate.  Contact us for additional information.

SWAN Defined Risk Collective Investment Trusts

Swan Defined Risk Income Portfolio   This portfolio is designed for investors who are at or nearing retirement (age 60+).   The portfolio asset allocation is 70% in fixed income with a portion in US treasury ETFs for safety, and 30% in the Swan Defined Risk Strategy (“DRS”) hedged US Large Cap sector ETFs.

Swan Defined Risk Conservative Portfolio   This portfolio is designed for investors with a time horizon of 5-10 years to retirement (ages 56 – 60).  The portfolio asset allocation is 50% in fixed income and 50% in the DRS hedged US Large Cap sector ETFs. 

Swan Defined Risk Moderate Portfolio   This portfolio is designed for investors with a time horizon of 10-15 years until retirement (ages 50 – 55).  The portfolio asset allocation is 100% invested in the DRS hedged US Large Cap sector ETFs.

Swan Defined Risk Moderate Growth Portfolio   This portfolio is designed for investors with a time horizon of 15 – 25 years until retirement (ages 40 – 49).  The portfolio asset allocation is 50% in the DRS hedged US Large Cap sector ETFs, 25% in the DRS hedged US Small Cap ETF, represented by the Russell 2000 index,  and 25% in the DRS Foreign Developed market ETF, represented by the MSCI-EAFE index.

Swan Defined Risk Aggressive Growth Portfolio    This portfolio is designed for investors with a time horizon of 25+ years until retirement (ages 40 and less).  The portfolio asset allocation is 50% in the DRS hedged US Large Cap sector ETFs, 12.5% in the DRS hedged US Small Cap ETF, 12.5% in the DRS hedged Foreign Developed market ETF,   12.5% in the DRS hedged Foreign Emerging market equity ETF and 12.5% in the DRS hedged US Technology ETF.

 

Stair-stepped glide path for defaulted participants.